The Truth About Stimulus Checks: What’s Next in the Pipeline?

Since the first federal stimulus payments rolled out in 2020, the term “stimulus check” has become a household phrase. For millions of Americans, these direct payments offered a vital lifeline during a period of economic instability. But now, years later, many are left asking the same question: Will there be more stimulus checks in 2025 — and if so, who will qualify?

At TheSphericals.com, we track financial relief updates daily so that you don’t have to. In this in-depth guide, we’ll break down what’s happened so far, what future aid might look like, and how to stay ready for what comes next.

A Look Back: The Era of Stimulus Payments

Between 2020 and 2021, the U.S. federal government issued three rounds of stimulus payments totaling over $900 billion:

1. CARES Act (March 2020) – $1,200 per adult + $500 per child

2. Consolidated Appropriations Act (December 2020) – $600 per person

3. American Rescue Plan (March 2021) – $1,400 per person

These checks were aimed at boosting consumer spending, helping families pay for essentials, and keeping the economy afloat during COVID-19 shutdowns. For many, they made the difference between eviction and security, hunger and nourishment, bankruptcy and survival.

Why More Stimulus Might Still Be on the Table

While the pandemic’s worst may be behind us, other economic pressures remain — and they’re driving fresh conversations about renewed relief:

• Inflation continues to stretch household budgets.

• Interest rates are at historic highs, impacting credit card debt and loans.

• Job losses in key sectors like tech, media, and retail have surged in recent months.

• Housing instability has worsened with rising rents and expiring eviction moratoriums.

• Natural disasters and climate emergencies continue to displace families and destroy infrastructure.

All of these factors contribute to ongoing financial strain for low- and middle-income Americans. In response, lawmakers at both the federal and state levels are exploring various options — some involving direct payments, and others offering targeted relief.

What’s Happening in Congress Right Now?

As of mid-2025, there is no new federal stimulus bill that has been passed. However, that doesn’t mean the idea is off the table.

Here’s what we know:

• Proposals are in discussion. A group of progressive lawmakers introduced a new bill in early 2025 suggesting one-time checks of $1,200 for low-income individuals affected by inflation. However, the bill has not moved forward due to partisan gridlock.

• Tax rebate alternatives are gaining popularity. Several proposals suggest using refundable tax credits or expanded Earned Income Tax Credits (EITC) instead of direct payments.

• Focus may shift to targeted aid — such as energy rebates, housing credits, and localized disaster relief.

Bottom line: A fourth federal stimulus check is not guaranteed, but it remains a live discussion point — especially as economic trends evolve heading into the next election cycle.

State-Led Stimulus Programs Are Filling the Gaps

While federal payments stall, states are stepping in with their own stimulus-style programs, rebates, and refunds. These are sometimes tied to surplus budgets or local recovery efforts.

Examples from 2024 and 2025:

• California offered “Middle Class Tax Refunds” up to $1,050 based on income level and dependents.

• Colorado issued TABOR refunds to all tax filers — essentially functioning as mini-stimulus checks.

• Georgia, South Carolina, and Idaho all approved rebate payments for qualifying taxpayers.

• New Mexico approved $500–$1,000 payments to offset inflation costs for residents in 2025.

• Maine expanded its “Winter Energy Relief Payments” to help residents manage rising utility costs.

Each state has its own rules, income thresholds, and timelines. These programs often go unnoticed if you're not actively checking with your state's Department of Revenue or Comptroller’s Office.

Who Would Likely Qualify for Another Federal Round?

If the federal government passes another round of stimulus payments in 2025 or beyond, eligibility will likely follow similar criteria to previous rounds. Based on historical patterns, the following groups may benefit:

• Individuals earning under $75,000 annually

• Married couples earning under $150,000 combined

• Heads of household earning under $112,500

• Parents and guardians with dependents

• Seniors on fixed incomes

• Disabled individuals and SSI/SSDI recipients

• Unemployed or underemployed workers

Additional considerations may be given to:

• Households affected by recent natural disasters

• Families with high child care expenses

• Individuals living in high-cost-of-living states

Keep in mind: eligibility is based on your most recent tax filing, so keeping your information updated with the IRS is crucial.

How to Prepare Now — So You Don’t Miss Out Later

Even if no new federal stimulus is approved in the next few months, there are smart ways to position yourself to receive any future payments or benefits quickly:

• ✅ File your taxes, even if you have little or no income. This ensures the IRS has your information on file.

• ✅ Set up direct deposit with the IRS or your state tax agency for faster payment.

• ✅ Track your income — falling below certain thresholds could make you eligible.

• ✅ Sign up for alerts from trusted sources like TheSphericals.com so you never miss a deadline.

• ✅ Monitor your state’s relief programs monthly. Some are seasonal or expire quickly once funds run out.

Other Forms of Relief You May Not Know About

While stimulus checks are the most publicized form of relief, there are many additional options available for those experiencing financial hardship in 2025:

• Expanded Child Tax Credits in several states

• Rental Assistance Programs (ERAP) funded by leftover COVID aid

• Student loan forgiveness and income-driven repayment reductions

• SNAP, WIC, and food benefit enhancements

• Utility grants and energy credits during high-bill seasons

• Healthcare subsidies and Medicaid expansions in select states

These programs are not always obvious — and they’re often time-sensitive. That’s why subscribing to updates is one of the smartest ways to stay informed.

Final Thoughts: Stay Ready, Stay Informed

Stimulus payments have made a significant impact over the past few years, but financial relief is now evolving into a more complex and fragmented system. The good news? Help is still out there — if you know where to look and how to act quickly.

At TheSphericals.com, we are your partner in navigating the shifting landscape of grants, relief programs, and stimulus updates. We monitor changes daily and send alerts directly to your inbox, so you’re never left in the dark.

👉 Sign up now to receive instant notifications about:

• New state and federal stimulus programs

• Emergency rebates and tax credits

• Application deadlines and eligibility updates

• One-time grants and relief payments in your area

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